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Commercial Case / Internet / Public Revenue

Pluma

Connects bank accounts and credit cards through Brazil's Open Finance, uses AI to categorize every transaction automatically, and summarizes accounts, card statements, installments, and goals, showing how much is left to spend this month; the business version can also connect to Stripe to advance payment on future sales.

Visit official website ↗

THE BUSINESS IN NUMBERS

See the trend, not just the rank

1,4962026-10 · Ending MRR / USD
Historical trend, missing values left blank07631.5K2025-09:4252025-10:4082025-11:4782025-12:4872026-01:9752026-02:1,3042026-03:1,4692026-04:1,5262026-05:1,2562026-06:1,4742026-07:1,5142026-08:1,3812026-09:1,3442026-10:1,4962025-092026-10

Historical monthly records; Oct 2026 may be an incomplete month. MRR does not equal profit. Missing values left blank, negative values shown as recorded.

View period data
PeriodEnding MRR / USD
2025-09425
2025-10408
2025-11478
2025-12487
2026-01975
2026-021,304
2026-031,469
2026-041,526
2026-051,256
2026-061,474
2026-071,514
2026-081,381
2026-091,344
2026-101,496
01 / PRODUCT & PEOPLE

Who does it serve and what problem does it solve?

Portuguese localization plus a direct Open Finance link to 300+ Brazilian banks, with no manual bookkeeping; for business owners there is an extra feature that connects Stripe to advance receivables

Target Audience

Individuals and families in Brazil, as well as MEIs, small business owners, and startup founders

02 / BUSINESS MODEL

How does it charge?

subscription

Website business page: Basic R$27/month, Plus R$47/month, Pro R$97/month, 7-day free trial; the prices registered on Revenue record are R$14.16, R$24.16, and R$63.05/month

The above describes historical pricing. Check official website for current prices.

03 / ACQUISITION

Where do users come from?

On Traffic estimate in 2026-09, last month's visits were about 2,900, -82.5% month over month; direct visits at 41.6% are the top channel and organic search is about 44%, with only brand keywords such as pluma pay, pluma, and pluma ia, which shows the website is not the main source of customers; the Google Analytics connected on the Revenue record page shows only single-digit visitors in the last 30 days. The website has an iPhone app page whose only call to action jumps to the App Store, so users probably convert mainly inside the app (speculation). The founder left the self-reported channel field empty on Revenue record; his X followers grew by 1,290 in 30 days, which suggests he is building in public and looking for investors, but its relationship to where paying users come from: Not found.

Channel share, initial acquisition, and growth drivers are distinct; correlation does not imply proven causation.

04 / YOUR NEXT QUESTION

What remains to be verified?

The following are research questions, not established market opportunities.

  • What do target users actually pay for? Is there direct user feedback or paid interview evidence?
  • Are these historical prices still active today? What are the conversion, retention, and fulfillment costs?
  • Is the "On Traffic estimate in 2026-09, last month's visits were about 2,900, -82.5% month over month; direct visits at 41.6% are the top channel and organic search is about 44%, with only brand keywords such as pluma pay, pluma, and pluma ia, which shows the website is not the main source of customers; the Google Analytics connected on the Revenue record page shows only single-digit visitors in the last 30 days. The website has an iPhone app page whose only call to action jumps to the App Store, so users probably convert mainly inside the app (speculation). The founder left the self-reported channel field empty on Revenue record; his X followers grew by 1,290 in 30 days, which suggests he is building in public and looking for investors, but its relationship to where paying users come from: Not found." channel still viable? What resources do indie devs need to test it?
  • Whose needs are competitors failing to meet? Find specific evidence before deciding on your angle.

05 / BUSINESS EVIDENCE

Test stories with numbers

The following signals are used to audit cases, not to automatically validate product success or market opportunities.

1,496Snapshot MRR / USD (non-profit)
1,071Snapshot 30-day revenue / USD
2026-10-24Metric updated